Dedham Institution for Savings: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Dedham Institution for Savings reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $2.09B in Q3 2026, up 7.3% from $1.95B in Q3 2025. That is 79.2% of its total assets. Across the 12 quarters shown it ranged from $1.78B (Q4 2023) to $2.09B (Q3 2026).
Uninsured deposits to total deposits climbed 1.12 percentage points in Q3 2026, from 35.75% to 36.87%. It was the largest change from Q2 2026 among the key lines here. Dedham Institution for Savings ranks 22nd of 89 Massachusetts banks on total deposits, in the upper half at $2.09B (Q3 2026). The median for banks in the $1B-10B asset tier is $1.68B on total deposits. Dedham Institution for Savings sits 24% higher, at $2.09B (Q3 2026).
Deposit totals
Total deposits moved most in this table, up 1.7%: $2.06B in Q2 2026, $2.09B in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $2.09B |
| Domestic office deposits | $2.09B |
| Foreign office deposits | — |
| Deposits to total assets | 79.18% |
| Deposits to total liabilities | 89.00% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Time deposits to total deposits changed the most here, down 0.79 points to 26.32% in Q3 2026 from 27.11% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $275.0M |
| Savings deposits | $734.5M |
| Transaction accounts to domestic deposits | 25.16% |
| Time deposits to total deposits | 26.32% |
| Time deposits under $100k | $161.0M |
| Time deposits $100k to $250k | $172.9M |
| Time deposits over $250k | $217.2M |
| Noninterest-bearing share of deposits | 13.14% |
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $1.80B |
| Core deposits to total deposits | 86.04% |
| Insured deposits | $1.32B |
| Uninsured deposits | $772.0M |
| Uninsured deposits to total deposits | 36.87% |
| Brokered deposits | $75.0M |
| Brokered deposits to total deposits | 3.58% |
Cost of deposits
Loans and leases to core deposits moved most in this table, down 0.16 points: 110.27% in Q2 2026, 110.11% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.53% |
| Interest expense on deposits | $11.4M |
| Loans and leases to core deposits | 110.11% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $1.78B | 81.73% | 27.55% | 10.64% | 2.57% |
| Q1 2024 | $1.81B | 82.31% | 28.00% | 9.63% | 2.80% |
| Q2 2024 | $1.83B | 82.34% | 28.11% | 8.69% | 2.86% |
| Q3 2024 | $1.90B | 81.36% | 28.21% | 9.32% | 3.03% |
| Q4 2024 | $1.83B | 84.01% | 31.28% | 6.06% | 2.97% |
| Q1 2025 | $1.89B | 83.95% | 31.45% | 6.07% | 2.71% |
| Q2 2025 | $1.91B | 83.89% | 31.50% | 5.92% | 2.67% |
| Q3 2025 | $1.95B | 84.10% | 31.52% | 5.84% | 2.66% |
| Q4 2025 | $2.02B | 84.32% | 42.77% | 5.54% | 2.66% |
| Q1 2026 | $2.05B | 84.61% | 42.81% | 4.96% | 2.52% |
| Q2 2026 | $2.06B | 86.02% | 35.75% | 3.64% | 2.52% |
| Q3 2026 | $2.09B | 86.04% | 36.87% | 3.58% | 2.53% |
Dedham Institution for Savings deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Dedham Institution for Savings profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 23620) · FFIEC NIC profile (RSSD 193809)