Dedham Institution for Savings: Liquidity and Borrowings
BankRegReports is independent of Dedham Institution for Savings and never asks for online banking logins or passwords.
Data as of · Call Report Schedules RC and RC-M How we update
On its Q3 2026 filing, Dedham Institution for Savings reported 14 of the 15 line items on this page. It did not report cash and noninterest-bearing balances to assets. Cash and balances due from depository institutions was $37.4M in Q3 2026, up 48.0% from $25.3M in Q3 2025. That is 1.4% of its total assets. Across the 12 quarters shown it ranged from $11.3M (Q1 2024) to $43.0M (Q1 2026).
Cash and balances due from depository institutions climbed 34.2% in Q3 2026, from $27.9M to $37.4M. It was the largest change from Q2 2026 among the key lines here. Dedham Institution for Savings ranks 35th of 89 Massachusetts banks on loan-to-deposit ratio, in the upper half at 98.68% (Q3 2026). The median for banks in the $1B-10B asset tier is 88.13% on loan-to-deposit ratio. Dedham Institution for Savings sits 10.55 points higher, at 98.68% (Q3 2026).
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $37.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $486.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Get an email when Dedham Institution for Savings files its next quarter, and see its liquidity and borrowings against peers in the terminal. Free account, no card.
Borrowed funds
Largest change in this table: other borrowed money, up 5.9% to $224.0M in Q3 2026 after $211.7M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $224.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.47% |
| Trading liabilities | $0 |
Funding structure
Loan-to-deposit ratio moved most in this table, down 0.20 points: 98.88% in Q2 2026, 98.68% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 98.68% |
| Net loans and leases to deposits | 98.14% |
| Loans and leases to core deposits | 110.11% |
| Core deposits to total deposits | 86.04% |
| Brokered deposits to total deposits | 3.58% |
Liquidity and Borrowings trend
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 103.37% | 81.73% | $0 | $283.1M |
| Q1 2024 | 103.34% | 82.31% | $0 | $282.6M |
| Q2 2024 | 102.22% | 82.34% | $0 | $254.3M |
| Q3 2024 | 99.79% | 81.36% | $0 | $227.0M |
| Q4 2024 | 106.39% | 84.01% | $0 | $358.7M |
| Q1 2025 | 103.29% | 83.95% | $0 | $304.8M |
| Q2 2025 | 104.03% | 83.89% | $0 | $321.5M |
| Q3 2025 | 102.03% | 84.10% | $0 | $297.5M |
| Q4 2025 | 98.38% | 84.32% | $0 | $226.7M |
| Q1 2026 | 97.50% | 84.61% | $0 | $206.6M |
| Q2 2026 | 98.88% | 86.02% | $0 | $211.7M |
| Q3 2026 | 98.68% | 86.04% | $0 | $224.0M |
Dedham Institution for Savings liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Dedham Institution for Savings profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 23620) · FFIEC NIC profile (RSSD 193809)