Denver Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Denver Savings Bank of Denver, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.98% | 1.34% | -0.36% | 32nd below |
| ROAE | 9.73% | 13.32% | -3.59% | 34th below |
| Net Interest Margin | 3.51% | 3.93% | -0.42% | 28th below |
| Efficiency Ratio | 64.22% | 61.14% | +3.08% | 41st below |
| PPNR / Avg Assets | 1.24% | 1.68% | -0.44% | 31st below |
| Yield on Earning Assets | 5.78% | 5.67% | +0.11% | 58th above |
| Cost of Funds | 2.47% | 1.88% | +0.59% | 16th bottom |
| Net Interest Spread | 2.94% | 3.32% | -0.38% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.94% | -0.89% | 78th top |
| NPA / Total Assets | 0.04% | 0.70% | -0.66% | 80th top |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 84th top |
| ACL / Total Loans | 1.04% | 1.28% | -0.24% | 31st below |
| ACL / NPLs (Coverage) | 2088.64% | 1538.53% | +550.11% | — |
| Texas Ratio | 0.33% | 7.33% | -7.00% | 83rd top |
| Provision / NCO | 0.00% | 1396.00% | -1396.00% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.84% | 12.14% | -1.30% | 48th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.43% | 11.37% | -0.94% | 52nd above |
| TCE / Tangible Assets | 9.96% | 11.09% | -1.13% | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.37% | 80.63% | +13.74% | 20th bottom |
| Core Deposit Ratio | 82.14% | 86.86% | -4.72% | 21st bottom |
| Wholesale Funding Ratio | 14.28% | 5.03% | +9.25% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.42% | 6.85% | -4.43% | 35th below |
| Loan Growth (Y/Y) | 2.03% | 7.90% | -5.87% | 32nd below |
| Deposit Growth (Y/Y) | 1.83% | 6.29% | -4.46% | 34th below |
See Denver Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Denver Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Denver Savings Bank profile, how to read a UBPR, or how this data updates.