Endeavor Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Core deposits to total deposits climbed 6.94 percentage points in Q2 2026, from 78.90% to 85.84%. It was the largest change from Q1 2026 among the key lines here. Endeavor Bank ranks 54th of 114 California banks on loan-to-deposit ratio, in the upper half at 91.69% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Endeavor Bank sits 10.86 points higher, at 91.69% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $118.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $150.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.69% |
| Net loans and leases to deposits | 90.19% |
| Loans and leases to core deposits | 97.55% |
| Core deposits to total deposits | 85.84% |
| Brokered deposits to total deposits | 12.37% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 84.56% | 71.10% | $0 | $1.5M |
| Q4 2023 | 85.90% | 72.99% | $0 | $1.5M |
| Q1 2024 | 89.67% | 73.89% | $0 | $434K |
| Q2 2024 | 92.93% | 74.97% | $0 | $0 |
| Q3 2024 | 93.03% | 73.22% | $0 | $0 |
| Q4 2024 | 94.97% | 73.21% | $0 | $0 |
| Q1 2025 | 95.40% | 76.84% | $0 | $0 |
| Q2 2025 | 93.72% | 73.63% | $0 | $0 |
| Q3 2025 | 93.23% | 79.97% | $0 | $0 |
| Q4 2025 | 94.17% | 79.86% | $0 | $0 |
| Q1 2026 | 93.09% | 78.90% | $0 | $0 |
| Q2 2026 | 91.69% | 85.84% | $0 | $0 |
Endeavor Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Endeavor Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Endeavor Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59099) · FFIEC NIC profile (RSSD 5192496)