Endeavor Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Endeavor Bank of San Diego, CA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.34% | -0.16% | 43rd below |
| ROAE | 10.10% | 13.32% | -3.22% | 37th below |
| Net Interest Margin | 4.64% | 3.93% | +0.71% | 84th top |
| Efficiency Ratio | 58.18% | 61.14% | -2.96% | 59th above |
| PPNR / Avg Assets | 1.99% | 1.68% | +0.31% | 72nd above |
| Yield on Earning Assets | 6.35% | 5.67% | +0.68% | 82nd top |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.87% | 1.88% | -0.01% | 45th below |
| Net Interest Spread | 3.50% | 3.32% | +0.18% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.29% | 0.94% | +0.35% | 22nd bottom |
| NPA / Total Assets | 1.04% | 0.70% | +0.34% | 19th bottom |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 93rd top |
| ACL / Total Loans | 1.64% | 1.28% | +0.36% | 85th top |
| ACL / NPLs (Coverage) | 127.41% | 1539.90% | -1412.49% | 35th below |
| Texas Ratio | 8.19% | 7.33% | +0.86% | 27th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.76% | 19.51% | -7.75% | 15th bottom |
| Tier 1 Ratio | 11.76% | 19.55% | -7.79% | 14th bottom |
| Total Capital Ratio | 13.02% | 20.63% | -7.61% | 16th bottom |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.81% | 12.14% | -0.33% | 63rd above |
| Equity / Assets | 11.39% | 11.37% | +0.02% | 65th above |
| TCE / Tangible Assets | 11.39% | 11.09% | +0.30% | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.69% | 80.63% | +11.06% | 25th below |
| Core Deposit Ratio | 85.84% | 86.86% | -1.02% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.20% | 6.85% | +3.35% | 83rd top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.22% | 7.90% | -1.68% | 56th above |
| Deposit Growth (Y/Y) | 8.57% | 6.29% | +2.28% | 78th top |
See Endeavor Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Endeavor Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Endeavor Bank profile, how to read a UBPR, or how this data updates.