Endeavor Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 42.04 percentage points lower than in Q1 2026, at 127.41%. Endeavor Bank ranks 47th of 114 California banks on return on assets, in the upper half at 1.18% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Endeavor Bank sits 0.08 points lower, at 1.18% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.76% |
| Tier 1 risk-based capital ratio | 11.76% |
| Total risk-based capital ratio | 13.02% |
| Tier 1 leverage ratio | 11.81% |
| Equity capital to assets | 11.39% |
| Tangible equity to tangible assets | 11.39% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.29% |
| Non-performing assets ratio | 1.04% |
| Net charge-off ratio | -0.03% |
| Texas ratio | 8.19% |
| Allowance for credit losses to loans | 1.64% |
| Reserve coverage of non-performing loans | 127.41% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.18% |
| Return on equity | 10.10% |
| Net interest margin | 4.64% |
| Efficiency ratio | 58.18% |
| Yield on earning assets | 6.35% |
| Cost of funds | 1.87% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.69% |
| Core deposits to total deposits | 85.84% |
| Brokered deposits to total deposits | 12.37% |
| Deposits to assets | 88.14% |
| Securities to assets | 3.90% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.26% | 11.26% | 12.51% | 10.20% | 1.00% |
| Q4 2023 | 10.92% | 10.92% | 12.09% | 10.14% | 0.71% |
| Q1 2024 | 12.49% | 12.49% | 13.69% | 12.18% | 0.46% |
| Q2 2024 | 11.88% | 11.88% | 13.08% | 11.70% | 0.80% |
| Q3 2024 | 10.95% | 10.95% | 12.13% | 11.38% | 0.83% |
| Q4 2024 | 10.71% | 10.71% | 11.90% | 10.90% | 0.90% |
| Q1 2025 | 10.47% | 10.47% | 11.65% | 10.57% | 0.99% |
| Q2 2025 | 10.20% | 10.20% | 11.38% | 10.61% | 0.84% |
| Q3 2025 | 10.32% | 10.32% | 11.54% | 10.15% | 1.11% |
| Q4 2025 | 10.36% | 10.36% | 11.61% | 10.25% | 1.07% |
| Q1 2026 | 11.60% | 11.60% | 12.85% | 11.72% | 0.92% |
| Q2 2026 | 11.76% | 11.76% | 13.02% | 11.81% | 1.18% |
Endeavor Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Endeavor Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Endeavor Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59099) · FFIEC NIC profile (RSSD 5192496)