Fairview State Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 2.27 percentage points in Q2 2026, from 76.78% to 74.51%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Fairview State Banking Company is 219th of 323 on loan-to-deposit ratio, 67.03% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio; Fairview State Banking Company reported 67.03% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $15.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.03% |
| Net loans and leases to deposits | 66.43% |
| Loans and leases to core deposits | 74.51% |
| Core deposits to total deposits | 89.97% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.55% | 95.68% | $320K | $0 |
| Q4 2023 | 73.04% | 94.79% | $0 | $0 |
| Q1 2024 | 70.30% | 90.94% | $0 | $0 |
| Q2 2024 | 71.67% | 87.14% | $0 | $0 |
| Q3 2024 | 72.31% | 90.35% | $0 | $0 |
| Q4 2024 | 73.72% | 89.62% | $0 | $0 |
| Q1 2025 | 74.04% | 90.57% | $0 | $0 |
| Q2 2025 | 74.13% | 89.36% | $0 | $0 |
| Q3 2025 | 66.33% | 87.07% | $0 | $0 |
| Q4 2025 | 66.27% | 88.25% | $0 | $0 |
| Q1 2026 | 68.00% | 88.57% | $0 | $0 |
| Q2 2026 | 67.03% | 89.97% | $0 | $0 |
Fairview State Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Fairview State Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fairview State Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11731) · FFIEC NIC profile (RSSD 601032)