Fairview State Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fairview State Banking Company of Fairview, IL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.88% | 3.33% | -2.45% | 42nd below |
| ROAE | 6.48% | 8.29% | -1.81% | 38th below |
| Net Interest Margin | 4.29% | 3.92% | +0.37% | 68th above |
| Efficiency Ratio | 67.79% | 84.50% | -16.71% | 54th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.25% | 1.56% | -0.31% | 51st above |
| Yield on Earning Assets | 5.40% | 5.24% | +0.16% | 58th above |
| Cost of Funds | 1.19% | 1.67% | -0.48% | 69th above |
| Net Interest Spread | 4.05% | 3.30% | +0.75% | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.14% | 1.42% | -0.28% | 28th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.65% | 0.71% | -0.06% | 26th below |
| NCO / Avg Loans | 0.32% | 0.15% | +0.17% | 7th bottom |
| ACL / Total Loans | 0.90% | 1.53% | -0.63% | 20th bottom |
| ACL / NPLs (Coverage) | 78.87% | 723.18% | -644.31% | 34th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.62% | 8.57% | -3.95% | 36th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 121.05% | 285.64% | -164.59% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.33% | 22.10% | -7.77% | 60th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.72% | 20.74% | -7.02% | 59th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.72% | 20.49% | -6.77% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.03% | 74.27% | -7.24% | 50th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.97% | 88.30% | +1.67% | 41st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.49% | 3.81% | +6.68% | 85th top |
| Loan Growth (Y/Y) | -0.15% | 6.86% | -7.01% | 40th below |
| Deposit Growth (Y/Y) | 10.42% | 2.96% | +7.46% | 85th top |
See Fairview State Banking Company's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fairview State Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fairview State Banking Company profile, how to read a UBPR, or how this data updates.