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Farmers & Merchants Bank of Colby Locations & Branches Colby, Kansas
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Farmers & Merchants Bank of Colby operates 5 branches from its headquarters in Colby, KS, . Its main office is at 240 W 4th St, Colby, KS 67701.
Farmers & Merchants Bank of Colby branch network
Its 5 branches span 2 states and 4 cities. The most are in COLORADO (3) and KANSAS (2). KANSAS holds 79.3% of its branch deposits. Colby, KS has the most of its branches, 2. Its largest office by deposits is its main office in Colby, KS, with $405.2M (79.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Farmers & Merchants Bank of Colby at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.40% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $689.0M
- Tier 1 leverage ratio, Q3 2026
- 11.40%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1998
Full financial profile · Is Farmers & Merchants Bank of Colby safe? · Farmers & Merchants Bank of Colby call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Colby, KS (2 branches) | 1 of 7 | 62.0% | $405.2M |
| State: KS (2 branches) | 58 of 231 | 0.4% | $405.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.
Share by county and metro area
Farmers & Merchants Bank of Colby's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Thomas, KS (2 branches) | 1 of 7 | 60.8% | $405.2M | $666.8M |
| Kit Carson, CO (1 branch) | 4 of 8 | 11.2% | $54.0M | $481.0M |
| Adams, CO (1 branch) | 19 of 22 | 0.6% | $38.3M | $6.13B |
| Cheyenne, CO (1 branch) | 2 of 2 | 5.6% | $13.8M | $246.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Denver-Aurora-Lakewood, CO (1 branch) | 56 of 68 | <0.1% | $38.3M | $110.97B |
Deposits by county
Every county where Farmers & Merchants Bank of Colby has branches (4 in all), from the June 30, 2026 Summary of Deposits: the bank's deposits, its share of all FDIC-insured deposits in the county, its rank and its branch count there. Largest deposits first.
Show all 4 counties
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Thomas, KS | 2 | $405.2M | 60.8% | 1 of 7 |
| Kit Carson, CO | 1 | $54.0M | 11.2% | 4 of 8 |
| Adams, CO | 1 | $38.3M | 0.6% | 19 of 22 |
| Cheyenne, CO | 1 | $13.8M | 5.6% | 2 of 2 |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers & Merchants Bank of Colby (main office) | Colby, KS | 67701 | $405.2M |
| F&Mk Bank in Colorado - Burlington Branch | Burlington, CO | 80807 | $54.0M |
| F&M Bank in Colorado - Bennett Branch | Bennett, CO | 80102 | $38.3M |
| F&M Bank in Colorado - Cheyenne Wells Branch | Cheyenne Wells, CO | 80810 | $13.8M |
| Dillons Branch | Colby, KS | 67701 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 34719) · FFIEC NIC profile (RSSD 2667939)