Fidelity Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fidelity Bank of New Orleans, LA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.14% | 1.44% | -1.30% | 4th bottom |
| ROAE | 0.74% | 12.52% | -11.78% | 3rd bottom |
| Net Interest Margin | 4.17% | 3.84% | +0.33% | 78th top |
| Efficiency Ratio | 90.59% | 58.84% | +31.75% | 3rd bottom |
| PPNR / Avg Assets | 0.45% | 1.78% | -1.33% | 3rd bottom |
| Yield on Earning Assets | 5.83% | 5.71% | +0.12% | 67th above |
| Cost of Funds | 1.94% | 2.03% | -0.09% | 55th above |
| Net Interest Spread | 3.43% | 3.18% | +0.25% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.95% | 0.96% | +0.99% | 11th bottom |
| NPA / Total Assets | 1.44% | 0.75% | +0.69% | 13th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.28% | 0.31% | -0.03% | 15th bottom |
| ACL / Total Loans | 0.91% | 1.25% | -0.34% | 21st bottom |
| ACL / NPLs (Coverage) | 46.79% | 699.56% | -652.77% | 8th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.06% | 7.16% | -0.10% | 34th below |
| Provision / NCO | 103.99% | 815.47% | -711.48% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 29.16% | 17.39% | +11.77% | 97th top |
| Tier 1 Ratio | 29.16% | 17.43% | +11.73% | 97th top |
| Total Capital Ratio | 29.96% | 18.48% | +11.48% | 97th top |
| Leverage Ratio | 20.32% | 11.59% | +8.73% | 98th top |
| Equity / Assets | 19.87% | 11.32% | +8.55% | 98th top |
| TCE / Tangible Assets | 19.87% | 10.64% | +9.23% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 86.99% | 86.35% | +0.64% | 53rd above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.89% | 85.55% | +1.34% | 41st below |
| Uninsured Deposit Ratio | 13.94% | 32.73% | -18.79% | 93rd top |
| Wholesale Funding Ratio | 9.07% | 5.45% | +3.62% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.65% | 10.47% | -12.12% | 9th bottom |
| Loan Growth (Y/Y) | -6.97% | 8.01% | -14.98% | 3rd bottom |
| Deposit Growth (Y/Y) | -6.70% | 7.99% | -14.69% | 3rd bottom |
See Fidelity Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fidelity Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fidelity Bank profile, how to read a UBPR, or how this data updates.