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First Bank of the Lake Locations & Branches Osage Beach, Missouri
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First Bank of the Lake operates 1 branch from its headquarters in Osage Beach, MO, . Its main office is at 4558 Osage Beach Pkwy, Osage Beach, MO 65065.
First Bank of the Lake branch network
Its one office is in Osage Beach, MISSOURI. It had the same number of branches on June 30, 2025.
First Bank of the Lake at a glance
Its CET1 capital ratio was 15.50% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q3 2026
- $2.39B
- CET1 ratio, Q3 2026
- 15.50%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1987
Full financial profile · Is First Bank of the Lake safe? · First Bank of the Lake call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Osage Beach, MO (1 branch) | 1 of 6 | 76.0% | $2.03B |
| State: MO (1 branch) | 21 of 249 | 0.7% | $2.03B |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
First Bank of the Lake's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Camden, MO (1 branch) | 1 of 11 | 52.7% | $2.03B | $3.85B |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
Deposits by county
Every county where First Bank of the Lake has branches (1 in all), from the June 30, 2026 Summary of Deposits: the bank's deposits, its share of all FDIC-insured deposits in the county, its rank and its branch count there. Largest deposits first.
Show all 1 county
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Camden, MO | 1 | $2.03B | 52.7% | 1 of 11 |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Bank of the Lake (main office) | Osage Beach, MO | 65065 | $2.03B |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26960) · FFIEC NIC profile (RSSD 758851)