First Federal Savings and Loan Association of Greene County: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income fell 2.6% in Q2 2026 to -$6.0M, the biggest move on this page. On CET1 ratio, First Federal Savings and Loan Association of Greene County ranks 7th highest among the 72 banks headquartered in Pennsylvania, at 31.68% (Q2 2026). First Federal Savings and Loan Association of Greene County's CET1 ratio of 31.68% is well above the 13.48% median for banks in the $1B-10B asset tier, a gap of 18.21 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 31.68% |
| Tier 1 risk-based capital ratio | 31.68% |
| Total risk-based capital ratio | 32.08% |
| Tier 1 leverage ratio | 15.37% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $160.6M |
| Tier 1 capital | $160.6M |
| Total risk-based capital | $162.6M |
| Total equity capital | $154.7M |
| Risk-weighted assets | $507.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.99% |
| Tangible equity to tangible assets | 14.99% |
| Equity capital to average assets | 14.79% |
| Internal capital growth rate | 3.36% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $160.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 33.38% | 33.38% | 33.79% | 14.62% | $456.3M |
| Q4 2023 | 33.57% | 33.57% | 33.97% | 14.82% | $456.6M |
| Q1 2024 | 33.13% | 33.13% | 33.56% | 14.72% | $464.7M |
| Q2 2024 | 33.46% | 33.46% | 33.81% | 14.79% | $463.0M |
| Q3 2024 | 33.28% | 33.28% | 33.62% | 14.83% | $465.8M |
| Q4 2024 | 33.12% | 33.12% | 33.46% | 15.15% | $468.4M |
| Q1 2025 | 33.32% | 33.32% | 33.63% | 15.26% | $467.9M |
| Q2 2025 | 33.04% | 33.04% | 33.35% | 15.38% | $474.7M |
| Q3 2025 | 32.45% | 32.45% | 32.78% | 15.52% | $485.6M |
| Q4 2025 | 32.09% | 32.09% | 32.48% | 15.70% | $492.7M |
| Q1 2026 | 31.84% | 31.84% | 32.21% | 15.49% | $500.4M |
| Q2 2026 | 31.68% | 31.68% | 32.08% | 15.37% | $507.0M |
First Federal Savings and Loan Association of Greene County regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings and Loan Association of Greene County, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings and Loan Association of Greene County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28706) · FFIEC NIC profile (RSSD 624778)