First Federal Savings and Loan Association of Greene County: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Savings and Loan Association of Greene County of Waynesburg, PA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.49% | 1.44% | -0.95% | 9th bottom |
| ROAE | 3.35% | 12.51% | -9.16% | 7th bottom |
| Net Interest Margin | 2.86% | 3.84% | -0.98% | 10th bottom |
| Efficiency Ratio | 78.80% | 58.85% | +19.95% | 8th bottom |
| PPNR / Avg Assets | 0.61% | 1.78% | -1.17% | 5th bottom |
| Yield on Earning Assets | 4.23% | 5.72% | -1.49% | 4th bottom |
| Cost of Funds | 1.56% | 2.03% | -0.47% | 78th top |
| Net Interest Spread | 2.60% | 3.18% | -0.58% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.53% | 0.96% | -0.43% | 56th above |
| NPA / Total Assets | 0.40% | 0.75% | -0.35% | 57th above |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 78th top |
| ACL / Total Loans | 0.25% | 1.25% | -1.00% | 1st bottom |
| ACL / NPLs (Coverage) | 48.45% | 699.56% | -651.11% | 8th bottom |
| Texas Ratio | 2.69% | 7.17% | -4.48% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 31.68% | 17.39% | +14.29% | 97th top |
| Tier 1 Ratio | 31.68% | 17.42% | +14.26% | 97th top |
| Total Capital Ratio | 32.08% | 18.48% | +13.60% | 97th top |
| Leverage Ratio | 15.37% | 11.59% | +3.78% | 93rd top |
| Equity / Assets | 14.99% | 11.33% | +3.66% | 93rd top |
| TCE / Tangible Assets | 14.99% | 10.65% | +4.34% | 95th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.35% | 86.35% | -3.00% | 63rd above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.64% | 85.55% | +1.09% | 40th below |
| Uninsured Deposit Ratio | 25.52% | 32.72% | -7.20% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.85% | 10.46% | -8.61% | 27th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.06% | 7.99% | -0.93% | 59th above |
| Deposit Growth (Y/Y) | 1.67% | 7.99% | -6.32% | 28th below |
See First Federal Savings and Loan Association of Greene County's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Savings and Loan Association of Greene County, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Savings and Loan Association of Greene County profile, how to read a UBPR, or how this data updates.