First National Bank in Deridder: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.07 percentage points higher than in Q1 2026, at 75.57%. Within Louisiana, First National Bank in Deridder is 77th of 103 on loan-to-deposit ratio, 66.12% as of Q2 2026, below the middle of the field. First National Bank in Deridder reported 66.12% on loan-to-deposit ratio for Q2 2026, 14.83 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $61.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $156.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.12% |
| Net loans and leases to deposits | 65.41% |
| Loans and leases to core deposits | 75.57% |
| Core deposits to total deposits | 87.50% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.69% | 90.67% | $0 | $238K |
| Q4 2023 | 65.04% | 90.18% | $0 | $236K |
| Q1 2024 | 64.93% | 90.05% | $0 | $233K |
| Q2 2024 | 68.14% | 89.09% | $0 | $230K |
| Q3 2024 | 68.61% | 87.38% | $0 | $0 |
| Q4 2024 | 62.82% | 89.08% | $0 | $0 |
| Q1 2025 | 65.97% | 88.57% | $0 | $0 |
| Q2 2025 | 67.66% | 87.75% | $0 | $0 |
| Q3 2025 | 69.63% | 87.73% | $0 | $0 |
| Q4 2025 | 63.38% | 88.58% | $0 | $0 |
| Q1 2026 | 63.33% | 87.35% | $0 | $0 |
| Q2 2026 | 66.12% | 87.50% | $0 | $0 |
First National Bank in Deridder liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank in Deridder, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank in Deridder profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14427) · FFIEC NIC profile (RSSD 480433)