First National Bank in Deridder: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank in Deridder of Deridder, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.34% | +0.15% | 63rd above |
| ROAE | 17.43% | 13.31% | +4.12% | 77th top |
| Net Interest Margin | 4.26% | 3.93% | +0.33% | 68th above |
| Efficiency Ratio | 57.25% | 61.14% | -3.89% | 62nd above |
| PPNR / Avg Assets | 2.07% | 1.68% | +0.39% | 75th top |
| Yield on Earning Assets | 5.28% | 5.67% | -0.39% | 34th below |
| Cost of Funds | 1.11% | 1.88% | -0.77% | 88th top |
| Net Interest Spread | 3.65% | 3.32% | +0.33% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.57% | 0.94% | -0.37% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.64% | 0.70% | -0.06% | 32nd below |
| NCO / Avg Loans | -0.09% | 0.16% | -0.25% | 97th top |
| ACL / Total Loans | 1.07% | 1.28% | -0.21% | 34th below |
| ACL / NPLs (Coverage) | 187.40% | 1539.27% | -1351.87% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.67% | 7.33% | -0.66% | 33rd below |
| Provision / NCO | 5150.00% | 1393.17% | +3756.83% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.24% | 19.50% | -2.26% | 65th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.24% | 19.54% | -2.30% | 65th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.36% | 20.62% | -2.26% | 65th above |
| Leverage Ratio | 9.84% | 12.14% | -2.30% | 28th below |
| Equity / Assets | 8.95% | 11.38% | -2.43% | 27th below |
| TCE / Tangible Assets | 8.95% | 11.09% | -2.14% | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.12% | 80.64% | -14.52% | 76th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.50% | 86.86% | +0.64% | 41st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.50% | 6.85% | +0.65% | 72nd above |
| Loan Growth (Y/Y) | 4.41% | 7.90% | -3.49% | 44th below |
| Deposit Growth (Y/Y) | 6.85% | 6.29% | +0.56% | 69th above |
See First National Bank in Deridder's peers by name
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Unlock First National Bank in Deridder, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank in Deridder profile, how to read a UBPR, or how this data updates.