Branch Network
First National Bank of Decatur County Locations & Branches Bainbridge, Georgia
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First National Bank of Decatur County operates 6 branches from its headquarters in Bainbridge, GA, . Its main office is at 819 E Shotwell St, Bainbridge, GA 39819.
First National Bank of Decatur County branch network
Its 6 branches span 2 states and 5 cities. The most are in GEORGIA (5) and FLORIDA (1). GEORGIA holds 96.5% of its branch deposits. Bainbridge, GA has the most of its branches, 2. Its largest office by deposits is its main office in Bainbridge, GA, with $167.7M (50.7% of its branch deposits). On June 30, 2025 it had 5 branches, 1 fewer than in 2026.
First National Bank of Decatur County at a glance
Its CET1 capital ratio was 9.98% at Q2 2026, above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $359.6M
- CET1 ratio, Q2 2026
- 9.98%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2004
Full financial profile · Is First National Bank of Decatur County safe? · First National Bank of Decatur County call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bainbridge, GA (2 branches) | 2 of 7 | 23.3% | $170.3M |
| State: GA (5 branches) | 82 of 177 | <0.1% | $319.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
First National Bank of Decatur County's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Decatur, GA (2 branches) | 2 of 7 | 23.3% | $170.3M | $730.4M |
| Colquitt, GA (1 branch) | 4 of 8 | 8.4% | $87.7M | $1.04B |
| Grady, GA (1 branch) | 5 of 5 | 10.1% | $56.5M | $559.6M |
| Walton, FL (1 branch) | 20 of 20 | 0.4% | $11.6M | $3.09B |
| Lee, GA (1 branch) | 6 of 6 | 1.0% | $4.8M | $477.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Bainbridge, GA (2 branches) | 2 of 7 | 23.3% | $170.3M | $730.4M |
| Moultrie, GA (1 branch) | 4 of 8 | 8.4% | $87.7M | $1.04B |
| Crestview-Fort Walton Beach-Destin, FL (1 branch) | 27 of 28 | 0.1% | $11.6M | $8.34B |
| Albany, GA (1 branch) | 14 of 15 | 0.1% | $4.8M | $3.31B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank of Decatur County (main office) | Bainbridge, GA | 39819 | $167.7M |
| Moultrie Branch | Moultrie, GA | 31768 | $87.7M |
| Cairo Branch | Cairo, GA | 39828 | $56.5M |
| Miramar Beach Branch | Miramar Beach, FL | 32550 | $11.6M |
| Leesburg Branch | Leesburg, GA | 31763 | $4.8M |
| First National Bank Hwy 27 Branch | Bainbridge, GA | 39819 | $2.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 57694) · FFIEC NIC profile (RSSD 3232370)