Lists · Deposits by metro area
Crestview-Fort Walton Beach-Destin, FL Metro Area Bank Deposit Market Share
Regions Bank holds the largest share of deposits in the Crestview-Fort Walton Beach-Destin, FL metro area, 15.4%, followed by Hancock Whitney Bank (10.8%) and Pinnacle Bank (8.9%). 28 institutions hold $8.34B at 92 offices as of June 30, 2026, up 4.4% from 2025.
Largest share changes since 2025
Gained: Pinnacle Bank (8.90 points, new to this market); The Huntington National Bank (1.46 points, new to this market); Hancock Whitney Bank (1.43 points).
Lost: Trustmark Bank (-1.21 points); Bank of America, N.A. (-0.66 points); Renasant Bank (-0.39 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Regions Bank | $1.29B | 15.40% | -0.19 pts |
| 2 | Hancock Whitney Bank | $901.9M | 10.81% | +1.43 pts |
| 3 | Pinnacle Bank | $742.9M | 8.90% | +8.90 pts |
| 4 | FNBT Bank | $541.0M | 6.48% | -0.08 pts |
| 5 | Trustmark Bank | $538.0M | 6.45% | -1.21 pts |
| 6 | Wells Fargo Bank, N.A. | $537.3M | 6.44% | +0.24 pts |
| 7 | Bank of America, N.A. | $522.7M | 6.26% | -0.66 pts |
| 8 | Renasant Bank | $501.7M | 6.01% | -0.39 pts |
| 9 | United Fidelity Bank, FSB | $438.9M | 5.26% | +0.40 pts |
| 10 | Gulf Coast Bank and Trust Company | $403.0M | 4.83% | +0.99 pts |
| 11 | Community Bank of Mississippi | $285.4M | 3.42% | +0.40 pts |
| 12 | United Community Bank | $260.5M | 3.12% | +0.18 pts |
| 13 | Truist Bank | $247.3M | 2.96% | +0.05 pts |
| 14 | PNC Bank, N.A. | $191.9M | 2.30% | -0.01 pts |
| 15 | CCB Community Bank | $146.8M | 1.76% | -0.06 pts |
| 16 | PNB Community Bank | $140.3M | 1.68% | -0.10 pts |
| 17 | The Huntington National Bank | $121.5M | 1.46% | +1.46 pts |
| 18 | ServisFirst Bank | $102.5M | 1.23% | -0.03 pts |
| 19 | Centennial Bank | $101.3M | 1.21% | +0.03 pts |
| 20 | SmartBank | $98.7M | 1.18% | -0.04 pts |
| 21 | Ameris Bank | $58.7M | 0.70% | -0.14 pts |
| 22 | Origin Bank | $41.3M | 0.50% | +0.15 pts |
| 23 | Capital City Bank | $40.2M | 0.48% | +0.22 pts |
| 24 | BankPlus | $29.9M | 0.36% | -0.03 pts |
| 25 | Midsouth Bank | $28.3M | 0.34% | +0.00 pts |
| 26 | First Security Bank | $17.7M | 0.21% | +0.03 pts |
| 27 | First National Bank of Decatur County | $11.6M | 0.14% | -0.02 pts |
| 28 | River Bank & Trust | $6.9M | 0.08% | +0.08 pts |
About this list
Deposits are those held at each institution's offices in Crestview-Fort Walton Beach-Destin, FL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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