Branch Network
The First National Bank of Monterey Locations & Branches Monterey, Indiana
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The First National Bank of Monterey operates 4 branches from its headquarters in Monterey, IN, . Its main office is at 6222 E Main St, Monterey, IN 46960.
The First National Bank of Monterey branch network
All 4 branches are in INDIANA, across 4 cities. Its largest office by deposits is the Winamac Branch office in Winamac, IN, with $181.6M (47.8% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Monterey at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.13% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $430.5M
- Tier 1 leverage ratio, Q2 2026
- 13.13%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is The First National Bank of Monterey safe? · The First National Bank of Monterey call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Monterey, IN (1 branch) | 1 of 1 | 100.0% | $80.0M |
| State: IN (4 branches) | 65 of 129 | 0.2% | $379.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Indiana.
Share by county and metro area
The First National Bank of Monterey's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Pulaski, IN (2 branches) | 1 of 5 | 48.2% | $261.6M | $542.4M |
| Starke, IN (1 branch) | 3 of 5 | 16.6% | $73.0M | $438.9M |
| Marshall, IN (1 branch) | 7 of 9 | 4.2% | $45.1M | $1.08B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Plymouth, IN (1 branch) | 7 of 9 | 4.2% | $45.1M | $1.08B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Winamac Branch | Winamac, IN | 46996 | $181.6M |
| The First National Bank of Monterey | Monterey, IN | 46960 | $80.0M |
| North Judson Branch | North Judson, IN | 46366 | $73.0M |
| Culver Branch | Culver, IN | 46511 | $45.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4364) · FFIEC NIC profile (RSSD 44040)