Branch Network
First State Bank of the South, Inc. Locations & Branches Sulligent, Alabama
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First State Bank of the South, Inc. operates 5 branches from its headquarters in Sulligent, AL, .
First State Bank of the South, Inc. branch network
All 5 branches are in ALABAMA, across 5 cities. Its largest office by deposits is its main office in Sulligent, AL, with $43.1M (39.5% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank of the South, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 16.38% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $130.7M
- Tier 1 leverage ratio, Q2 2026
- 16.38%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1973
Full financial profile · Is First State Bank of the South, Inc. safe? · First State Bank of the South, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Sulligent, AL (1 branch) | 1 of 2 | 54.0% | $43.1M |
| State: AL (5 branches) | 102 of 131 | <0.1% | $109.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
First State Bank of the South, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lamar, AL (1 branch) | 3 of 4 | 12.5% | $43.1M | $346.0M |
| Marion, AL (2 branches) | 5 of 5 | 4.0% | $35.9M | $892.2M |
| Tuscaloosa, AL (1 branch) | 22 of 25 | 0.4% | $18.1M | $4.58B |
| Limestone, AL (1 branch) | 11 of 12 | 0.8% | $11.9M | $1.44B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Tuscaloosa, AL (1 branch) | 27 of 30 | 0.3% | $18.1M | $5.49B |
| Huntsville, AL (1 branch) | 36 of 37 | <0.1% | $11.9M | $12.27B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank of the South, Inc. (main office) | Sulligent, AL | 35586 | $43.1M |
| Hamilton Branch | Hamilton, AL | 35570 | $20.2M |
| Northport Branch | Northport, AL | 35476 | $18.1M |
| Winfield Branch | Winfield, AL | 35594 | $15.8M |
| Athens Branch | Athens, AL | 35611 | $11.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 21050) · FFIEC NIC profile (RSSD 250430)