Global Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets dropped 1.14 percentage points in Q2 2026, from 12.95% to 11.81%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.11% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $36.3M |
| Tier 1 capital | $36.3M |
| Total risk-based capital | — |
| Total equity capital | $35.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.81% |
| Tangible equity to tangible assets | 11.81% |
| Equity capital to average assets | 11.98% |
| Internal capital growth rate | -2.15% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $12.6M |
| Common stock surplus | $12.2M |
| Retained earnings | $11.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$398K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.78% | 13.66% | 13.66% |
| Q4 2023 | 14.07% | 13.76% | 13.76% |
| Q1 2024 | 14.40% | 14.58% | 14.58% |
| Q2 2024 | 14.08% | 13.94% | 13.94% |
| Q3 2024 | 13.46% | 13.50% | 13.50% |
| Q4 2024 | 13.25% | 13.28% | 13.28% |
| Q1 2025 | 13.67% | 13.45% | 13.45% |
| Q2 2025 | 13.59% | 13.36% | 13.36% |
| Q3 2025 | 13.30% | 13.49% | 13.49% |
| Q4 2025 | 13.37% | 13.27% | 13.27% |
| Q1 2026 | 13.18% | 12.95% | 12.95% |
| Q2 2026 | 12.11% | 11.81% | 11.81% |
Global Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Global Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Global Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58263) · FFIEC NIC profile (RSSD 3561771)