Global Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 6.02 percentage points higher than in Q1 2026, at 149.78%. On loan-to-deposit ratio, Global Bank ranks 8th highest among the 105 banks headquartered in New York, at 116.71% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Global Bank sits 35.76 points higher, at 116.71% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $41.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $50.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 16.60% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 116.71% |
| Net loans and leases to deposits | 115.55% |
| Loans and leases to core deposits | 149.78% |
| Core deposits to total deposits | 77.92% |
| Brokered deposits to total deposits | 5.80% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 113.33% | 87.37% | $0 | $12.0M |
| Q4 2023 | 116.17% | 86.83% | $0 | $19.0M |
| Q1 2024 | 115.14% | 87.87% | $0 | $10.0M |
| Q2 2024 | 113.40% | 87.47% | $0 | $21.0M |
| Q3 2024 | 115.58% | 86.89% | $0 | $20.0M |
| Q4 2024 | 104.04% | 82.96% | $0 | $20.0M |
| Q1 2025 | 107.86% | 80.06% | $0 | $20.0M |
| Q2 2025 | 114.06% | 78.14% | $0 | $25.0M |
| Q3 2025 | 113.38% | 76.73% | $0 | $26.0M |
| Q4 2025 | 108.99% | 76.02% | $0 | $26.0M |
| Q1 2026 | 110.86% | 77.11% | $0 | $34.0M |
| Q2 2026 | 116.71% | 77.92% | $0 | $50.5M |
Global Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Global Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Global Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58263) · FFIEC NIC profile (RSSD 3561771)