Global Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 6.64 percentage points in Q2 2026, from 28.74% to 22.11%. It was the largest change from Q1 2026 among the key lines here. Global Bank has the 5th lowest return on assets of the 105 banks headquartered in New York, at -0.26% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Global Bank reported -0.26% on return on assets in Q2 2026, 1.51 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.11% |
| Equity capital to assets | 11.81% |
| Tangible equity to tangible assets | 11.81% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 4.49% |
| Non-performing assets ratio | 3.99% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 31.60% |
| Allowance for credit losses to loans | 0.99% |
| Reserve coverage of non-performing loans | 22.11% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.26% |
| Return on equity | -2.16% |
| Net interest margin | 3.30% |
| Efficiency ratio | 95.51% |
| Yield on earning assets | 6.11% |
| Cost of funds | 3.08% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 116.71% |
| Core deposits to total deposits | 77.92% |
| Brokered deposits to total deposits | 5.80% |
| Deposits to assets | 69.93% |
| Securities to assets | 7.79% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.78% | 0.41% | 3.38% | 1.31% | -0.00% |
| Q4 2023 | 14.07% | 0.42% | 3.34% | 2.13% | -0.00% |
| Q1 2024 | 14.40% | 0.25% | 3.31% | 2.20% | -0.00% |
| Q2 2024 | 14.08% | 0.23% | 3.15% | 2.23% | -0.00% |
| Q3 2024 | 13.46% | 0.40% | 3.22% | 2.10% | 0.02% |
| Q4 2024 | 13.25% | 0.54% | 3.33% | 1.87% | -0.00% |
| Q1 2025 | 13.67% | 0.37% | 3.42% | 1.81% | -0.00% |
| Q2 2025 | 13.59% | 1.19% | 4.54% | 0.64% | -0.00% |
| Q3 2025 | 13.30% | 0.57% | 3.71% | 0.65% | -0.00% |
| Q4 2025 | 13.37% | -0.04% | 2.95% | 4.87% | 0.63% |
| Q1 2026 | 13.18% | 0.23% | 3.38% | 3.54% | -0.00% |
| Q2 2026 | 12.11% | -0.26% | 3.30% | 4.49% | -0.00% |
Global Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Global Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Global Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58263) · FFIEC NIC profile (RSSD 3561771)