Great Southern Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Great Southern Bank of Meridian, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.69% | 1.34% | -0.65% | 19th bottom |
| ROAE | 9.37% | 13.32% | -3.95% | 32nd below |
| Net Interest Margin | 3.38% | 3.93% | -0.55% | 23rd bottom |
| Efficiency Ratio | 79.52% | 61.13% | +18.39% | 14th bottom |
| PPNR / Avg Assets | 0.69% | 1.68% | -0.99% | 12th bottom |
| Yield on Earning Assets | 4.37% | 5.67% | -1.30% | 7th bottom |
| Cost of Funds | 1.05% | 1.88% | -0.83% | 89th top |
| Net Interest Spread | 2.99% | 3.32% | -0.33% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.94% | -0.74% | 64th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.70% | -0.35% | 47th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 33rd below |
| ACL / Total Loans | 0.65% | 1.28% | -0.63% | 6th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 322.49% | 1539.13% | -1216.64% | 62nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.05% | 7.33% | -0.28% | 31st below |
| Provision / NCO | 0.00% | 1396.22% | -1396.22% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.51% | 19.50% | +1.01% | 79th top |
| Tier 1 Ratio | 20.51% | 19.53% | +0.98% | 79th top |
| Total Capital Ratio | 21.09% | 20.62% | +0.47% | 77th top |
| Leverage Ratio | 9.49% | 12.14% | -2.65% | 21st bottom |
| Equity / Assets | 7.46% | 11.38% | -3.92% | 9th bottom |
| TCE / Tangible Assets | 7.46% | 11.09% | -3.63% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 46.06% | 80.65% | -34.59% | 93rd top |
| Core Deposit Ratio | 93.83% | 86.86% | +6.97% | 78th top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.22% | 5.03% | -0.81% | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.63% | 6.85% | -0.22% | 66th above |
| Loan Growth (Y/Y) | 3.84% | 7.90% | -4.06% | 41st below |
| Deposit Growth (Y/Y) | 1.41% | 6.29% | -4.88% | 31st below |
See Great Southern Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Great Southern Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Great Southern Bank profile, how to read a UBPR, or how this data updates.