Integrity Bank for Business: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money to assets climbed 15.23 percentage points in Q2 2026, from 0.00% to 15.23%. It was the largest change from Q1 2026 among the key lines here. Within Virginia, Integrity Bank for Business is 45th of 56 on loan-to-deposit ratio, 67.72% as of Q2 2026, below the middle of the field. Integrity Bank for Business reported 67.72% on loan-to-deposit ratio for Q2 2026, 13.12 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $33.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $60.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $17.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 15.23% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.72% |
| Net loans and leases to deposits | 67.38% |
| Loans and leases to core deposits | 67.96% |
| Core deposits to total deposits | 99.64% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 60.23% | 100.00% | $0 | $16.0M |
| Q4 2023 | 52.93% | 100.00% | $0 | $10.0M |
| Q1 2024 | 69.62% | 100.00% | $0 | $13.5M |
| Q2 2024 | 77.17% | 100.00% | $0 | $15.0M |
| Q3 2024 | 78.62% | 100.00% | $0 | $14.0M |
| Q4 2024 | 81.59% | 100.00% | $0 | $11.5M |
| Q1 2025 | 78.05% | 99.10% | $0 | $14.0M |
| Q2 2025 | 74.53% | 98.00% | $0 | $15.0M |
| Q3 2025 | 81.02% | 97.86% | $0 | $17.1M |
| Q4 2025 | 83.24% | 97.83% | $0 | $17.0M |
| Q1 2026 | 73.35% | 99.61% | $0 | $0 |
| Q2 2026 | 67.72% | 99.64% | $0 | $17.0M |
Integrity Bank for Business liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Integrity Bank for Business, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Integrity Bank for Business profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59262) · FFIEC NIC profile (RSSD 5543735)