Integrity Bank for Business: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Integrity Bank for Business of Virginia Beach, VA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.46% | 1.35% | -0.89% | 12th bottom |
| ROAE | 1.85% | 12.06% | -10.21% | 7th bottom |
| Net Interest Margin | 4.23% | 3.90% | +0.33% | 66th above |
| Efficiency Ratio | 85.67% | 63.14% | +22.53% | 9th bottom |
| PPNR / Avg Assets | 0.59% | 1.64% | -1.05% | 10th bottom |
| Yield on Earning Assets | 4.96% | 5.65% | -0.69% | 22nd bottom |
| Cost of Funds | 0.90% | 1.85% | -0.95% | 93rd top |
| Net Interest Spread | 3.44% | 3.35% | +0.09% | 56th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.50% | 1.28% | -0.78% | 3rd bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 38.32% | 20.82% | +17.50% | 96th top |
| Tier 1 Ratio | 38.32% | 20.85% | +17.47% | 96th top |
| Total Capital Ratio | 38.78% | 21.92% | +16.86% | 96th top |
| Leverage Ratio | 24.06% | 12.46% | +11.60% | 97th top |
| Equity / Assets | 19.13% | 11.67% | +7.46% | 95th top |
| TCE / Tangible Assets | 19.13% | 11.40% | +7.73% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.72% | 78.65% | -10.93% | 74th above |
| Core Deposit Ratio | 99.64% | 87.09% | +12.55% | 99th top |
| Wholesale Funding Ratio | 15.23% | 5.11% | +10.12% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.71% | 6.47% | +5.24% | 87th top |
| Loan Growth (Y/Y) | 1.55% | 7.64% | -6.09% | 29th below |
| Deposit Growth (Y/Y) | 11.77% | 6.02% | +5.75% | 87th top |
See Integrity Bank for Business's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Integrity Bank for Business, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Integrity Bank for Business profile, how to read a UBPR, or how this data updates.