International Bank of Commerce: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, International Bank of Commerce reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $6.76B in Q3 2026, up 3.2% from $6.55B in Q3 2025. That is 68.9% of its total assets. Across the 12 quarters shown it ranged from $6.35B (Q4 2023) to $6.76B (Q3 2026).
The standout move of Q3 2026 was in Loans and leases to core deposits: 5.81 percentage points lower than in Q2 2026, at 116.99%. Among 345 Texas banks, International Bank of Commerce sits 13th from the top on total deposits, $6.76B as of Q3 2026. Against a median of $1.68B for banks in the $1B-10B asset tier, International Bank of Commerce reported $6.76B on total deposits in Q3 2026, 302% higher.
Deposit totals
Deposits to total liabilities changed the most here, up 5.58 points to 87.11% in Q3 2026 from 81.53% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $6.76B |
| Domestic office deposits | $6.76B |
| Foreign office deposits | — |
| Deposits to total assets | 68.92% |
| Deposits to total liabilities | 87.11% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Noninterest-bearing share of deposits changed the most here, down 0.83 points to 36.62% in Q3 2026 from 37.45% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $1.28B |
| Savings deposits | $513.7M |
| Transaction accounts to domestic deposits | 23.00% |
| Time deposits to total deposits | 21.26% |
| Time deposits under $100k | $309.1M |
| Time deposits $100k to $250k | $381.9M |
| Time deposits over $250k | $745.6M |
| Noninterest-bearing share of deposits | 36.62% |
Stability of funding
Uninsured deposits to total deposits changed the most here, up 1.19 points to 41.43% in Q3 2026 from 40.24% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $6.01B |
| Core deposits to total deposits | 88.96% |
| Insured deposits | $3.97B |
| Uninsured deposits | $2.80B |
| Uninsured deposits to total deposits | 41.43% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.15% |
| Interest expense on deposits | $22.7M |
| Loans and leases to core deposits | 116.99% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $6.35B | 91.33% | 40.05% | 0.00% | 2.28% |
| Q1 2024 | $6.44B | 91.29% | 40.26% | 0.00% | 2.43% |
| Q2 2024 | $6.40B | 90.75% | 39.89% | 0.00% | 2.52% |
| Q3 2024 | $6.40B | 90.13% | 39.69% | 0.00% | 2.57% |
| Q4 2024 | $6.39B | 89.39% | 39.63% | 0.00% | 2.56% |
| Q1 2025 | $6.57B | 89.45% | 40.32% | 0.00% | 2.44% |
| Q2 2025 | $6.57B | 88.97% | 39.95% | 0.00% | 2.45% |
| Q3 2025 | $6.55B | 88.51% | 40.26% | 0.00% | 2.47% |
| Q4 2025 | $6.55B | 88.28% | 40.25% | 0.00% | 2.32% |
| Q1 2026 | $6.52B | 88.28% | 39.31% | 0.00% | 2.12% |
| Q2 2026 | $6.63B | 88.79% | 40.24% | 0.00% | 2.12% |
| Q3 2026 | $6.76B | 88.96% | 41.43% | 0.00% | 2.15% |
International Bank of Commerce deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full International Bank of Commerce profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 19629) · FFIEC NIC profile (RSSD 1001152)