Bank routing number ยท Laredo, Texas
International Bank of Commerce Routing Number (ABA): 114902528
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The International Bank of Commerce routing number is 114902528. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 29, 2026.
International Bank of Commerce at a glance
Its CET1 capital ratio was 21.58% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q3 2026
- $9.80B
- CET1 ratio, Q3 2026
- 21.58%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 80 branches
- Latest call report
- Q3 2026, FFIEC 041
- Established
- 1966
Full financial profile · Is International Bank of Commerce safe? · International Bank of Commerce call report · Branch locations
International Bank of Commerce routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 114902528 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 29, 2026. NIC holds one primary number per bank; International Bank of Commerce publishes any other numbers it uses itself.
What the digits mean
The first two digits, 11, place this number in the Federal Reserve Bank of Dallas's district (District 11). Digits five through eight, 0252, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to International Bank of Commerce
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your International Bank of Commerce checks or in its online banking. Ask the bank for wire instructions (www.ibc.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About International Bank of Commerce
International Bank of Commerce is headquartered in Laredo, Texas and was established in 1966. It is in the LAREDO, TX metro area. It reported $9.80B in total assets and $6.76B in deposits for Q3 2026, the 12th largest of the 345 banks headquartered in Texas. It reports 80 domestic offices. Its deposits have been FDIC insured since 1966. Its primary federal regulator is the FDIC. 7 other banks and credit unions headquartered in Laredo have a routing number listed here.
What the digits in 114902528 mean
The first four digits, 1149, are the Federal Reserve routing symbol. The prefix 11 places the number in the 11th Federal Reserve District (Dallas). That is also the district where the bank is headquartered. Digits five through eight, 0252, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 15 + 7 x 3 + 14 = 80, a multiple of 10, so 114902528 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the International Bank of Commerce routing number?
The International Bank of Commerce routing number is 114902528. It is the primary ABA routing transit number registered to International Bank of Commerce, headquartered in Laredo, TX. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 29, 2026.
What is the International Bank of Commerce wire routing number?
This page lists the primary routing number registered to International Bank of Commerce. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with International Bank of Commerce before sending a wire.
Is ABA number 114902528 the routing number for International Bank of Commerce?
Yes. It is the primary routing number registered to International Bank of Commerce.
Which bank uses routing number 114902528?
It belongs to International Bank of Commerce, headquartered in Laredo, TX. It is the bank's primary ABA routing number (FDIC certificate 19629).
Routing numbers in Laredo, TX
- Bank
- Texas Community Bank: 114011011
- Bank
- Falcon International Bank: 114915803
- Bank
- Commerce Bank: 114909903
- Credit union
- Laredo Federal Credit Union: 314985617
- Credit union
- Laredo Fire Department Federal Credit Union: 314985581
- Credit union
- Tex-Mex Credit Union: 314985659
- Credit union
- South Texas Regional Federal Credit Union: 314985552
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Regulator records: FDIC BankFind (cert 19629) · FFIEC NIC profile (RSSD 1001152)