International Bank of Commerce: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
International Bank of Commerce reported all 9 line items on this page on its Q3 2026 filing. Unused home equity and credit card lines was $18.1M in Q3 2026, down 15.8% from $21.5M in Q3 2025. That is 0.2% of its total assets. Across the 12 quarters shown it ranged from $16.9M (Q4 2025) to $21.9M (Q2 2025).
Total derivatives, notional dropped 24.8% in Q3 2026, from $4.0M to $3.0M. It was the largest change from Q2 2026 among the key lines here.
Commitments
Letters of credit changed the most here, up 23.6% to $45.7M in Q3 2026 from $36.9M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $18.1M |
| Letters of credit | $45.7M |
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Derivatives
| Line item | Q3 2026 |
|---|---|
| Total derivatives, notional | $3.0M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 0.03% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q4 2023 | $19.9M | $68.3M | 0.02% |
| Q1 2024 | $20.1M | $55.3M | 0.03% |
| Q2 2024 | $20.8M | $63.5M | 0.03% |
| Q3 2024 | $20.8M | $40.1M | 0.03% |
| Q4 2024 | $17.8M | $35.4M | 0.02% |
| Q1 2025 | $18.2M | $36.5M | 0.03% |
| Q2 2025 | $21.9M | $36.4M | 0.06% |
| Q3 2025 | $21.5M | $36.1M | 0.03% |
| Q4 2025 | $16.9M | $34.3M | 0.04% |
| Q1 2026 | $18.5M | $38.7M | 0.07% |
| Q2 2026 | $18.7M | $36.9M | 0.04% |
| Q3 2026 | $18.1M | $45.7M | 0.03% |
International Bank of Commerce off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full International Bank of Commerce profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 19629) · FFIEC NIC profile (RSSD 1001152)