Ma Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ma Bank of Macon, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.01% | 1.34% | -0.33% | 34th below |
| ROAE | 11.06% | 13.32% | -2.26% | 42nd below |
| Net Interest Margin | 3.38% | 3.93% | -0.55% | 23rd bottom |
| Efficiency Ratio | 70.37% | 61.14% | +9.23% | 27th below |
| PPNR / Avg Assets | 1.10% | 1.68% | -0.58% | 25th below |
| Yield on Earning Assets | 5.44% | 5.67% | -0.23% | 42nd below |
| Cost of Funds | 2.18% | 1.88% | +0.30% | 27th below |
| Net Interest Spread | 2.70% | 3.32% | -0.62% | 20th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.52% | 0.94% | -0.42% | 44th below |
| NPA / Total Assets | 0.30% | 0.70% | -0.40% | 51st above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.16% | -0.11% | 26th below |
| ACL / Total Loans | 1.40% | 1.28% | +0.12% | 72nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 267.29% | 1539.23% | -1271.94% | 56th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.22% | 7.33% | -1.11% | 34th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 310.34% | 1396.16% | -1085.82% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.54% | 12.14% | -2.60% | 23rd bottom |
| Equity / Assets | 9.05% | 11.38% | -2.33% | 28th below |
| TCE / Tangible Assets | 8.88% | 11.09% | -2.21% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.72% | 80.64% | -15.92% | 77th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.50% | 86.86% | +0.64% | 41st below |
| Wholesale Funding Ratio | 2.80% | 5.03% | -2.23% | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.12% | 6.85% | +2.27% | 80th top |
| Loan Growth (Y/Y) | 15.29% | 7.90% | +7.39% | 86th top |
| Deposit Growth (Y/Y) | 7.31% | 6.29% | +1.02% | 72nd above |
See Ma Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ma Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ma Bank profile, how to read a UBPR, or how this data updates.