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Malaga Bank, FSB: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Core deposits to total deposits: 0.97 percentage points lower than in Q1 2026, at 69.88%. Malaga Bank, FSB ranks 53rd of 114 California banks on total deposits, in the upper half at $942.1M (Q2 2026). Malaga Bank, FSB reported $942.1M on total deposits for Q2 2026, 44% below the $1.67B median for banks in the $1B-10B asset tier.

Deposit totals

Deposit totals for Malaga Bank, FSB, Q2 2026
Line item Q2 2026
Total deposits $942.1M
Domestic office deposits $942.1M
Foreign office deposits —
Deposits to total assets 65.02%
Deposits to total liabilities 78.07%

Deposit composition

Deposit composition for Malaga Bank, FSB, Q2 2026
Line item Q2 2026
Demand deposits $183.4M
Savings deposits $46.8M
Transaction accounts to domestic deposits 27.48%
Time deposits $39K
Time deposits under $100k $190.0M
Time deposits $100k to $250k $56.4M
Time deposits over $250k $118.1M
Noninterest-bearing share of deposits 19.46%

Stability of funding

Stability of funding for Malaga Bank, FSB, Q2 2026
Line item Q2 2026
Core deposits $658.3M
Core deposits to total deposits 69.88%
Insured deposits $684.3M
Uninsured deposits $257.7M
Uninsured deposits to total deposits 27.36%
Brokered deposits $165.7M
Brokered deposits to total deposits 17.59%

Cost of deposits

Cost of deposits for Malaga Bank, FSB, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.07%
Interest expense on deposits $3.9M
Loans and leases to core deposits 150.73%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Malaga Bank, FSB, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $1.00B 75.70% 26.39% 10.82% 1.90%
Q4 2023 $935.2M 73.49% 24.49% 12.42% 2.04%
Q1 2024 $920.3M 72.97% 24.51% 12.80% 2.08%
Q2 2024 $917.7M 72.94% 25.64% 13.46% 2.16%
Q3 2024 $909.3M 72.55% 25.60% 13.57% 2.24%
Q4 2024 $934.2M 67.99% 24.28% 18.76% 2.09%
Q1 2025 $941.4M 68.84% 25.04% 18.60% 1.99%
Q2 2025 $927.7M 70.91% 26.15% 16.76% 2.10%
Q3 2025 $938.4M 70.79% 26.24% 17.08% 2.18%
Q4 2025 $938.9M 69.98% 27.18% 17.75% 2.12%
Q1 2026 $940.5M 70.85% 27.58% 16.75% 1.98%
Q2 2026 $942.1M 69.88% 27.36% 17.59% 2.07%

Malaga Bank, FSB deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Malaga Bank, FSB profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 32282) · FFIEC NIC profile (RSSD 773470)