Merchants & Planters Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 7.54 percentage points in Q2 2026, from 25.04% to 32.58%. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, Merchants & Planters Bank is 42nd of 78 on total deposits, $340.9M as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Merchants & Planters Bank sits 23% higher, at $340.9M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $340.9M |
| Domestic office deposits | $340.9M |
| Foreign office deposits | — |
| Deposits to total assets | 89.85% |
| Deposits to total liabilities | 98.56% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $111.0M |
| Savings deposits | $37.2M |
| Transaction accounts to domestic deposits | 60.88% |
| Time deposits | $25K |
| Time deposits under $100k | $33.3M |
| Time deposits $100k to $250k | $27.5M |
| Time deposits over $250k | $26.0M |
| Noninterest-bearing share of deposits | 32.58% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $314.6M |
| Core deposits to total deposits | 92.29% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $266K |
| Brokered deposits to total deposits | 0.08% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.10% |
| Interest expense on deposits | $1.2M |
| Loans and leases to core deposits | 57.73% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $282.9M | 89.71% | 3.54% | 1.90% |
| Q4 2023 | $288.9M | 93.02% | 0.37% | 2.25% |
| Q1 2024 | $288.7M | 92.28% | 0.09% | 2.26% |
| Q2 2024 | $288.1M | 91.87% | 0.09% | 2.47% |
| Q3 2024 | $282.0M | 91.42% | 0.09% | 2.57% |
| Q4 2024 | $287.2M | 90.98% | 0.09% | 2.61% |
| Q1 2025 | $297.8M | 92.08% | 0.09% | 2.37% |
| Q2 2025 | $297.6M | 91.33% | 0.09% | 2.40% |
| Q3 2025 | $315.5M | 91.35% | 0.08% | 2.36% |
| Q4 2025 | $321.5M | 90.80% | 0.08% | 2.37% |
| Q1 2026 | $309.9M | 91.84% | 0.09% | 2.15% |
| Q2 2026 | $340.9M | 92.29% | 0.08% | 2.10% |
Merchants & Planters Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Merchants & Planters Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Merchants & Planters Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16464) · FFIEC NIC profile (RSSD 99143)