Merchants & Planters Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Merchants & Planters Bank of Newport, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.34% | -0.25% | 38th below |
| ROAE | 12.09% | 13.31% | -1.22% | 48th below |
| Net Interest Margin | 4.37% | 3.93% | +0.44% | 74th above |
| Efficiency Ratio | 70.91% | 61.14% | +9.77% | 26th below |
| PPNR / Avg Assets | 1.35% | 1.68% | -0.33% | 36th below |
| Yield on Earning Assets | 5.87% | 5.67% | +0.20% | 63rd above |
| Cost of Funds | 1.49% | 1.88% | -0.39% | 70th above |
| Net Interest Spread | 3.77% | 3.32% | +0.45% | 74th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.98% | 0.94% | +0.04% | 29th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.47% | 0.70% | -0.23% | 40th below |
| NCO / Avg Loans | -0.66% | 0.16% | -0.82% | 99th top |
| ACL / Total Loans | 0.91% | 1.28% | -0.37% | 18th bottom |
| ACL / NPLs (Coverage) | 92.97% | 1539.25% | -1446.28% | 25th below |
| Texas Ratio | 8.40% | 7.33% | +1.07% | 27th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.15% | 12.14% | -1.99% | 35th below |
| Equity / Assets | 8.83% | 11.38% | -2.55% | 25th below |
| TCE / Tangible Assets | 8.83% | 11.09% | -2.26% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.32% | 80.65% | -27.33% | 89th top |
| Core Deposit Ratio | 92.29% | 86.86% | +5.43% | 69th above |
| Wholesale Funding Ratio | 0.09% | 5.04% | -4.95% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.98% | 6.85% | +7.13% | 90th top |
| Loan Growth (Y/Y) | 2.42% | 7.90% | -5.48% | 33rd below |
| Deposit Growth (Y/Y) | 14.55% | 6.28% | +8.27% | 90th top |
See Merchants & Planters Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Merchants & Planters Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Merchants & Planters Bank profile, how to read a UBPR, or how this data updates.