Metropolitan Commercial Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Metropolitan Commercial Bank of New York, NY against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.91% | 1.46% | -0.55% | 25th below |
| ROAE | 8.61% | 12.70% | -4.09% | 24th bottom |
| Net Interest Margin | 4.09% | 3.85% | +0.24% | 74th above |
| Efficiency Ratio | 53.68% | 57.41% | -3.73% | 63rd above |
| PPNR / Avg Assets | 1.92% | 1.88% | +0.04% | 64th above |
| Yield on Earning Assets | 6.35% | 5.71% | +0.64% | 86th top |
| Cost of Funds | 2.54% | 2.01% | +0.53% | 20th bottom |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.10% | 3.18% | -0.08% | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.04% | 1.00% | +0.04% | 30th below |
| NPA / Total Assets | 0.86% | 0.76% | +0.10% | 29th below |
| NCO / Avg Loans | 1.95% | 0.42% | +1.53% | 2nd bottom |
| ACL / Total Loans | 0.85% | 1.31% | -0.46% | 16th bottom |
| ACL / NPLs (Coverage) | 81.20% | 566.06% | -484.86% | 21st bottom |
| Texas Ratio | 7.49% | 7.39% | +0.10% | 32nd below |
| Provision / NCO | 24.85% | 620.96% | -596.11% | 15th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.91% | 17.35% | -4.44% | 41st below |
| Tier 1 Ratio | 12.91% | 17.39% | -4.48% | 40th below |
| Total Capital Ratio | 13.73% | 18.44% | -4.71% | 35th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.07% | 11.44% | -0.37% | 62nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.92% | 11.34% | -0.42% | 59th above |
| TCE / Tangible Assets | 10.82% | 10.50% | +0.32% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.26% | 86.93% | +7.33% | 32nd below |
| Core Deposit Ratio | 72.99% | 85.60% | -12.61% | 11th bottom |
| Uninsured Deposit Ratio | 27.21% | 33.15% | -5.94% | 63rd above |
| Wholesale Funding Ratio | 0.18% | 5.72% | -5.54% | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.80% | 9.67% | +3.13% | 83rd top |
| Loan Growth (Y/Y) | 10.83% | 8.05% | +2.78% | 75th top |
| Deposit Growth (Y/Y) | 13.92% | 7.86% | +6.06% | 84th top |
See Metropolitan Commercial Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Metropolitan Commercial Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Metropolitan Commercial Bank profile, how to read a UBPR, or how this data updates.