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Midwest Heritage Bank, FSB Locations & Branches West Des Moines, Iowa
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Midwest Heritage Bank, FSB operates 13 branches from its headquarters in West Des Moines, IA, .
Midwest Heritage Bank, FSB branch network
Its 13 branches span 2 states and 12 cities. The most are in IOWA (12) and KANSAS (1). IOWA holds 100.0% of its branch deposits. West Des Moines, IA has the most of its branches, 2. Its largest office by deposits is its main office in West Des Moines, IA, with $173.1M (26.7% of its branch deposits). On June 30, 2025 it had 9 branches, 4 fewer than in 2026.
Midwest Heritage Bank, FSB at a glance
Its CET1 capital ratio was 14.55% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $768.3M
- CET1 ratio, Q2 2026
- 14.55%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1930
Full financial profile · Is Midwest Heritage Bank, FSB safe? · Midwest Heritage Bank, FSB call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Des Moines, IA (2 branches) | 6 of 26 | 3.7% | $193.3M |
| State: IA (12 branches) | 42 of 261 | 0.5% | $649.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Midwest Heritage Bank, FSB's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Polk, IA (6 branches) | 15 of 39 | 0.8% | $257.0M | $32.18B |
| Carroll, IA (3 branches) | 3 of 9 | 16.7% | $239.5M | $1.43B |
| Lucas, IA (1 branch) | 1 of 3 | 66.0% | $115.6M | $175.1M |
| Story, IA (1 branch) | 19 of 21 | 0.6% | $19.7M | $3.10B |
| Calhoun, IA (1 branch) | 5 of 5 | 3.8% | $17.7M | $460.9M |
| Johnson, KS (1 branch) | 59 of 60 | — | $0 | $26.59B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Des Moines-West Des Moines, IA (6 branches) | 23 of 57 | 0.7% | $257.0M | $37.99B |
| Carroll, IA (3 branches) | 3 of 9 | 16.7% | $239.5M | $1.43B |
| Ames, IA (1 branch) | 23 of 26 | 0.5% | $19.7M | $3.83B |
| Kansas City, MO-KS (1 branch) | 111 of 114 | — | $0 | $98.85B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Midwest Heritage Bank, FSB (main office) | West Des Moines, IA | 50265 | $173.1M |
| Iowa Savings Branch | Carroll, IA | 51401 | $158.5M |
| Chariton Branch | Chariton, IA | 50049 | $115.6M |
| Iowa Savings BankCoon Rapids Branch | Coon Rapids, IA | 50058 | $71.3M |
| Urbandale Branch | Urbandale, IA | 50322 | $24.9M |
| Wdm 3 Hv Branch | West Des Moines, IA | 50266 | $20.1M |
| Ames Branch | Ames, IA | 50010 | $19.7M |
| Windsor Heights Branch | Windsor Heights, IA | 50324 | $18.7M |
| 106 North Illinois St Branch | Lake City, IA | 51449 | $17.7M |
| Grimes Branch | Grimes, IA | 50111 | $11.2M |
| Glidden Branch | Glidden, IA | 51443 | $9.8M |
| Fleur Drive | Des Moines, IA | 50321 | $8.9M |
| Overland Park Hy-Vee Branch | Overland Park, KS | 66221 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4432) · FFIEC NIC profile (RSSD 203043)