New Frontier Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Tangible equity to tangible assets, which rose 0.43 percentage points to 8.87%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.25% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $16.3M |
| Tier 1 capital | $16.3M |
| Total risk-based capital | — |
| Total equity capital | $16.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.08% |
| Tangible equity to tangible assets | 8.87% |
| Equity capital to average assets | 9.04% |
| Internal capital growth rate | 4.54% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $3.0M |
| Common stock surplus | $6.1M |
| Retained earnings | $7.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$732K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.45% | 11.45% | 12.39% | 9.69% | $125.7M |
| Q4 2023 | 11.79% | 11.79% | 12.74% | 9.90% | $124.1M |
| Q1 2024 | 11.73% | 11.73% | 12.66% | 9.97% | $126.2M |
| Q2 2024 | 11.84% | 11.84% | 12.77% | 9.86% | $126.7M |
| Q3 2024 | 11.06% | 11.06% | 11.93% | 9.42% | $136.4M |
| Q4 2024 | 10.93% | 10.93% | 11.77% | 9.02% | $140.2M |
| Q1 2025 | 10.88% | 10.88% | 11.72% | 9.14% | $142.2M |
| Q2 2025 | 11.18% | 11.18% | 12.02% | 9.40% | $140.5M |
| Q3 2025 | 10.44% | 10.44% | 11.24% | 9.44% | $151.7M |
| Q4 2025 | 10.17% | 10.17% | 10.95% | 9.21% | $156.6M |
| Q1 2026 | 10.23% | 10.23% | 11.01% | 9.21% | $157.3M |
| Q2 2026 | — | — | — | 9.25% | — |
New Frontier Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock New Frontier Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Frontier Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35597) · FFIEC NIC profile (RSSD 2917184)