New Frontier Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 8.83 percentage points in Q2 2026, from 90.75% to 99.58%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, New Frontier Bank is 101st of 192 on loan-to-deposit ratio, 84.74% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. New Frontier Bank sits 3.90 points higher, at 84.74% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $30.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.74% |
| Net loans and leases to deposits | 83.96% |
| Loans and leases to core deposits | 99.58% |
| Core deposits to total deposits | 85.10% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.34% | 88.41% | $0 | $0 |
| Q4 2023 | 77.90% | 88.21% | $0 | $0 |
| Q1 2024 | 79.05% | 85.72% | $0 | $0 |
| Q2 2024 | 79.38% | 86.16% | $0 | $0 |
| Q3 2024 | 76.10% | 82.81% | $0 | $0 |
| Q4 2024 | 74.36% | 83.57% | $0 | $0 |
| Q1 2025 | 75.25% | 83.06% | $0 | $0 |
| Q2 2025 | 76.51% | 84.49% | $0 | $0 |
| Q3 2025 | 82.58% | 85.39% | $0 | $0 |
| Q4 2025 | 82.87% | 85.03% | $0 | $0 |
| Q1 2026 | 78.24% | 86.22% | $0 | $0 |
| Q2 2026 | 84.74% | 85.10% | $0 | $0 |
New Frontier Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock New Frontier Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Frontier Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35597) · FFIEC NIC profile (RSSD 2917184)