New Frontier Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks New Frontier Bank of Saint Charles, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.01% | 1.35% | -0.34% | 34th below |
| ROAE | 11.33% | 12.05% | -0.72% | 43rd below |
| Net Interest Margin Ahead of the peer average, behind the median peer. | 3.92% | 3.90% | +0.02% | 49th below |
| Efficiency Ratio | 67.77% | 63.15% | +4.62% | 33rd below |
| PPNR / Avg Assets | 1.12% | 1.64% | -0.52% | 26th below |
| Yield on Earning Assets | 6.24% | 5.65% | +0.59% | 78th top |
| Cost of Funds | 2.36% | 1.85% | +0.51% | 19th bottom |
| Net Interest Spread | 3.50% | 3.35% | +0.15% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | -0.04% | 0.15% | -0.19% | 94th top |
| ACL / Total Loans | 0.92% | 1.28% | -0.36% | 18th bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.25% | 12.46% | -3.21% | 17th bottom |
| Equity / Assets | 9.08% | 11.67% | -2.59% | 28th below |
| TCE / Tangible Assets | 8.87% | 11.40% | -2.53% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.74% | 78.64% | +6.10% | 41st below |
| Core Deposit Ratio | 85.10% | 87.09% | -1.99% | 30th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.60% | 6.47% | +0.13% | 66th above |
| Loan Growth (Y/Y) | 18.16% | 7.64% | +10.52% | 91st top |
| Deposit Growth (Y/Y) | 6.69% | 6.02% | +0.67% | 69th above |
See New Frontier Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock New Frontier Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full New Frontier Bank profile, how to read a UBPR, or how this data updates.