Northeast Security Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 87.3% higher than in Q1 2026, at $31.9M. Northeast Security Bank ranks 156th of 225 Iowa banks on loan-to-deposit ratio, in the lower half at 71.72% (Q2 2026). Northeast Security Bank reported 71.72% on loan-to-deposit ratio for Q2 2026, 9.11 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $31.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $162.2M |
| Fed funds sold and reverse repos | $10.0M |
| Fed funds sold and reverse repos to assets | 2.17% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $9.1M |
| Other borrowed money | $19.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.19% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.72% |
| Net loans and leases to deposits | 70.67% |
| Loans and leases to core deposits | 77.06% |
| Core deposits to total deposits | 93.08% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 64.01% | 90.14% | $13.0M | $15.0M |
| Q4 2023 | 65.09% | 90.20% | $2.1M | $22.5M |
| Q1 2024 | 69.27% | 90.25% | $7.3M | $17.6M |
| Q2 2024 | 68.62% | 91.10% | $4.9M | $16.0M |
| Q3 2024 | 74.64% | 93.09% | $17.8M | $21.9M |
| Q4 2024 | 73.30% | 93.00% | $16.2M | $21.9M |
| Q1 2025 | 75.28% | 92.14% | $16.5M | $19.4M |
| Q2 2025 | 76.77% | 92.00% | $20.2M | $21.1M |
| Q3 2025 | 77.94% | 91.76% | $19.3M | $26.6M |
| Q4 2025 | 75.62% | 92.62% | $13.0M | $23.0M |
| Q1 2026 | 77.08% | 92.81% | $10.7M | $25.4M |
| Q2 2026 | 71.72% | 93.08% | $9.1M | $19.4M |
Northeast Security Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Northeast Security Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Northeast Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18384) · FFIEC NIC profile (RSSD 442244)