Northeast Security Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 5.35 percentage points lower than in Q1 2026, at 71.72%. Within Iowa, Northeast Security Bank is 146th of 225 on return on assets, 1.21% as of Q2 2026, below the middle of the field. Northeast Security Bank reported 1.21% on return on assets for Q2 2026, 0.05 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.42% |
| Tier 1 risk-based capital ratio | 15.42% |
| Total risk-based capital ratio | 16.67% |
| Tier 1 leverage ratio | 10.77% |
| Equity capital to assets | 11.05% |
| Tangible equity to tangible assets | 9.22% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.47% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.21% |
| Return on equity | 10.88% |
| Net interest margin | 3.18% |
| Efficiency ratio | 51.68% |
| Yield on earning assets | 4.81% |
| Cost of funds | 1.77% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.72% |
| Core deposits to total deposits | 93.08% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.06% |
| Securities to assets | 28.21% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.47% | 15.47% | 16.72% | 9.98% | 0.68% |
| Q4 2023 | 14.33% | 14.33% | 15.58% | 10.00% | 0.65% |
| Q1 2024 | 14.65% | 14.65% | 15.90% | 9.91% | 0.62% |
| Q2 2024 | 14.59% | 14.59% | 15.84% | 10.18% | 0.76% |
| Q3 2024 | 15.08% | 15.08% | 16.33% | 10.46% | 1.49% |
| Q4 2024 | 15.10% | 15.10% | 16.35% | 10.45% | 0.89% |
| Q1 2025 | 15.05% | 15.05% | 16.30% | 10.35% | 0.79% |
| Q2 2025 | 15.29% | 15.29% | 16.54% | 10.61% | 1.26% |
| Q3 2025 | 14.93% | 14.93% | 16.18% | 10.63% | 1.22% |
| Q4 2025 | 14.77% | 14.77% | 16.02% | 10.65% | 1.15% |
| Q1 2026 | 14.95% | 14.95% | 16.20% | 10.68% | 1.23% |
| Q2 2026 | 15.42% | 15.42% | 16.67% | 10.77% | 1.21% |
Northeast Security Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Northeast Security Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Northeast Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18384) · FFIEC NIC profile (RSSD 442244)