Northeast Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Northeast Security Bank of Sumner, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.21% | 1.34% | -0.13% | 46th below |
| ROAE | 10.88% | 13.32% | -2.44% | 41st below |
| Net Interest Margin | 3.18% | 3.93% | -0.75% | 15th bottom |
| Efficiency Ratio | 51.68% | 61.14% | -9.46% | 77th top |
| PPNR / Avg Assets | 1.57% | 1.68% | -0.11% | 49th below |
| Yield on Earning Assets | 4.81% | 5.67% | -0.86% | 17th bottom |
| Cost of Funds | 1.77% | 1.88% | -0.11% | 52nd above |
| Net Interest Spread | 2.61% | 3.32% | -0.71% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.47% | 1.28% | +0.19% | 76th top |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO | 16.18% | 1396.43% | -1380.25% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.42% | 19.51% | -4.09% | 53rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.42% | 19.54% | -4.12% | 53rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.67% | 20.62% | -3.95% | 54th above |
| Leverage Ratio | 10.77% | 12.14% | -1.37% | 46th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.05% | 11.37% | -0.32% | 61st above |
| TCE / Tangible Assets | 9.22% | 11.09% | -1.87% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.72% | 80.64% | -8.92% | 68th above |
| Core Deposit Ratio | 93.08% | 86.86% | +6.22% | 74th above |
| Wholesale Funding Ratio | 6.16% | 5.03% | +1.13% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.05% | 6.85% | -0.80% | 62nd above |
| Loan Growth (Y/Y) | 3.22% | 7.90% | -4.68% | 38th below |
| Deposit Growth (Y/Y) | 10.49% | 6.29% | +4.20% | 84th top |
See Northeast Security Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Northeast Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Northeast Security Bank profile, how to read a UBPR, or how this data updates.