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Oakworth Capital Bank Locations & Branches Birmingham, Alabama
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Oakworth Capital Bank operates 4 branches from its headquarters in Birmingham, AL, .
Oakworth Capital Bank branch network
Its 4 branches span 3 states and 4 cities. The most are in ALABAMA (2), NORTH CAROLINA (1) and TENNESSEE (1). ALABAMA holds 86.5% of its branch deposits. Its largest office by deposits is its main office in Birmingham, AL, with $1.38B (78.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Oakworth Capital Bank at a glance
Its CET1 capital ratio was 10.73% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $2.13B
- CET1 ratio, Q2 2026
- 10.73%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2008
Full financial profile · Is Oakworth Capital Bank safe? · Oakworth Capital Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Birmingham, AL (1 branch) | 8 of 34 | 3.4% | $1.38B |
| State: AL (2 branches) | 18 of 131 | 1.1% | $1.53B |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
Oakworth Capital Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Jefferson, AL (1 branch) | 8 of 39 | 3.1% | $1.38B | $44.59B |
| Williamson, TN (1 branch) | 20 of 35 | 1.1% | $162.6M | $14.32B |
| Mobile, AL (1 branch) | 14 of 25 | 1.4% | $150.9M | $10.59B |
| Mecklenburg, NC (1 branch) | 26 of 35 | <0.1% | $75.5M | $407.22B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Birmingham-Hoover, AL (1 branch) | 8 of 46 | 2.6% | $1.38B | $52.49B |
| Nashville-Davidson-Murfreesboro-Franklin, TN (1 branch) | 43 of 62 | 0.2% | $162.6M | $107.32B |
| Mobile, AL (1 branch) | 14 of 25 | 1.4% | $150.9M | $10.81B |
| Charlotte-Concord-Gastonia, NC-SC (1 branch) | 40 of 47 | <0.1% | $75.5M | $432.53B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Oakworth Capital Bank (main office) | Birmingham, AL | 35209 | $1.38B |
| Middle Tennessee Office Branch | Brentwood, TN | 37027 | $162.6M |
| Mobile Office | Mobile, AL | 36602 | $150.9M |
| Central Carolinas Office Branch | Charlotte, NC | 28210 | $75.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58783) · FFIEC NIC profile (RSSD 3720608)