Olympia Federal Savings and Loan Association: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 2.7% from Q1 2026 to Q2 2026, ending at -$2.6M against -$2.5M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.15% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $121.1M |
| Tier 1 capital | $121.1M |
| Total risk-based capital | — |
| Total equity capital | $118.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.63% |
| Tangible equity to tangible assets | 11.63% |
| Equity capital to average assets | 11.90% |
| Internal capital growth rate | 3.35% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $121.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.63% | 11.76% | 11.76% |
| Q4 2023 | 12.55% | 11.64% | 11.64% |
| Q1 2024 | 12.41% | 11.56% | 11.56% |
| Q2 2024 | 12.16% | 11.40% | 11.40% |
| Q3 2024 | 12.10% | 11.55% | 11.55% |
| Q4 2024 | 11.92% | 11.37% | 11.37% |
| Q1 2025 | 11.98% | 11.65% | 11.65% |
| Q2 2025 | 12.03% | 11.46% | 11.46% |
| Q3 2025 | 12.03% | 11.35% | 11.35% |
| Q4 2025 | 11.97% | 11.38% | 11.38% |
| Q1 2026 | 12.03% | 11.66% | 11.66% |
| Q2 2026 | 12.15% | 11.63% | 11.63% |
Olympia Federal Savings and Loan Association regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Olympia Federal Savings and Loan Association, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Olympia Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28599) · FFIEC NIC profile (RSSD 550279)