Olympia Federal Savings and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 5.61 percentage points in Q2 2026, from 130.02% to 135.63%. It was the largest change from Q1 2026 among the key lines here. Olympia Federal Savings and Loan Association has the highest loan-to-deposit ratio of the 29 banks headquartered in Washington, 121.66% as of Q2 2026. Olympia Federal Savings and Loan Association reported 121.66% on loan-to-deposit ratio for Q2 2026, 33.46 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $102.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $188.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 18.52% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 121.66% |
| Net loans and leases to deposits | 120.90% |
| Loans and leases to core deposits | 135.63% |
| Core deposits to total deposits | 87.46% |
| Brokered deposits to total deposits | 2.24% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 112.05% | 87.59% | $0 | $117.9M |
| Q4 2023 | 119.06% | 87.28% | $0 | $169.2M |
| Q1 2024 | 122.32% | 88.01% | $0 | $184.4M |
| Q2 2024 | 125.77% | 87.67% | $0 | $213.1M |
| Q3 2024 | 121.92% | 85.65% | $0 | $182.1M |
| Q4 2024 | 122.18% | 85.55% | $0 | $186.7M |
| Q1 2025 | 120.91% | 85.25% | $0 | $159.9M |
| Q2 2025 | 118.82% | 83.63% | $0 | $167.8M |
| Q3 2025 | 120.30% | 86.16% | $0 | $185.7M |
| Q4 2025 | 118.34% | 85.01% | $0 | $172.6M |
| Q1 2026 | 117.12% | 86.54% | $0 | $154.9M |
| Q2 2026 | 121.66% | 87.46% | $0 | $188.8M |
Olympia Federal Savings and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Olympia Federal Savings and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Olympia Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28599) · FFIEC NIC profile (RSSD 550279)