Olympia Federal Savings and Loan Association: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 67.60 percentage points higher than in Q1 2026, at 236.09%. Within Washington, Olympia Federal Savings and Loan Association is 23rd of 29 on return on assets, 0.40% as of Q2 2026, below the middle of the field. Olympia Federal Savings and Loan Association's return on assets of 0.40% is well below the 1.28% median for banks in the $1B-10B asset tier, a gap of 0.88 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.15% |
| Equity capital to assets | 11.63% |
| Tangible equity to tangible assets | 11.63% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.26% |
| Non-performing assets ratio | 0.22% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.83% |
| Allowance for credit losses to loans | 0.62% |
| Reserve coverage of non-performing loans | 236.09% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.40% |
| Return on equity | 3.33% |
| Net interest margin | 2.86% |
| Efficiency ratio | 83.62% |
| Yield on earning assets | 4.82% |
| Cost of funds | 2.13% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 121.66% |
| Core deposits to total deposits | 87.46% |
| Brokered deposits to total deposits | 2.24% |
| Deposits to assets | 69.62% |
| Securities to assets | 6.18% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.63% | 0.22% | 2.32% | 0.34% | 0.00% |
| Q4 2023 | 12.55% | 0.15% | 2.27% | 0.34% | 0.02% |
| Q1 2024 | 12.41% | 0.16% | 2.19% | 0.36% | 0.01% |
| Q2 2024 | 12.16% | 0.08% | 2.20% | 0.30% | 0.00% |
| Q3 2024 | 12.10% | 0.08% | 1.95% | 0.31% | 0.00% |
| Q4 2024 | 11.92% | 0.15% | 2.19% | 0.31% | 0.00% |
| Q1 2025 | 11.98% | 0.42% | 2.36% | 0.32% | 0.00% |
| Q2 2025 | 12.03% | 0.18% | 2.41% | 0.32% | 0.00% |
| Q3 2025 | 12.03% | 0.21% | 2.52% | 0.26% | -0.00% |
| Q4 2025 | 11.97% | 0.21% | 2.58% | 0.32% | 0.01% |
| Q1 2026 | 12.03% | 0.34% | 2.72% | 0.37% | 0.00% |
| Q2 2026 | 12.15% | 0.40% | 2.86% | 0.26% | 0.00% |
Olympia Federal Savings and Loan Association vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Olympia Federal Savings and Loan Association, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Olympia Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28599) · FFIEC NIC profile (RSSD 550279)