Bank Routing Number

Ozarks Federal Savings and Loan Association Routing Number

The primary ABA routing number (RTN) for Ozarks Federal Savings and Loan Association, Farmington, MO is shown below.

Primary ABA / RTN

281972931

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Ozarks Federal Savings and Loan Association routing number?

The Ozarks Federal Savings and Loan Association routing number is 281972931. It is the primary ABA routing transit number registered to Ozarks Federal Savings and Loan Association, headquartered in Farmington, MO. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Ozarks Federal Savings and Loan Association wire routing number?

This page lists 281972931, the primary routing number registered to Ozarks Federal Savings and Loan Association. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Ozarks Federal Savings and Loan Association before sending a wire.

Is ABA number 281972931 the routing number for Ozarks Federal Savings and Loan Association?

Yes. ABA number 281972931 is the primary routing number registered to Ozarks Federal Savings and Loan Association. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 281972931?

Routing number 281972931 belongs to Ozarks Federal Savings and Loan Association, headquartered in Farmington, MO. It is the bank's primary ABA routing number (FDIC certificate 28277).

Routing numbers of similar-size institutions in Missouri

Bank, Farmington, MO: First State Community Bank: 081918425
Bank, Saint Louis, MO: Commercial Bank: 081006201
Bank, Springfield, MO: Arlo Bank: 286573351
Bank, Lamar, MO: Lamar Bank and Trust Company: 101202875
Bank, Lewistown, MO: United State Bank: 081517677
Bank, Russellville, MO: Community Point Bank: 081511990
Bank, Butler, MO: Community First Bank: 101205063
Bank, Saint Louis, MO: St. Johns Bank & Trust Company: 081017575

All routing numbers in Missouri

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Regulator records: FDIC BankFind (cert 28277) · FFIEC NIC profile (RSSD 1016174)