Peoples Bank of Deer Lodge: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank of Deer Lodge of Deer Lodge, MT against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 2.06% | 3.14% | -1.08% | 84th top |
| ROAE | 21.78% | 10.40% | +11.38% | 93rd top |
| Net Interest Margin | 4.65% | 3.93% | +0.72% | 79th top |
| Efficiency Ratio | 57.34% | 76.33% | -18.99% | 75th top |
| PPNR / Avg Assets | 2.06% | 1.40% | +0.66% | 81st top |
| Yield on Earning Assets | 5.86% | 5.35% | +0.51% | 72nd above |
| Cost of Funds | 1.34% | 1.71% | -0.37% | 62nd above |
| Net Interest Spread | 3.74% | 3.31% | +0.43% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.97% | 1.34% | +0.63% | 18th bottom |
| NPA / Total Assets | 1.87% | 0.71% | +1.16% | 9th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.11% | 1.49% | -0.38% | 39th below |
| ACL / NPLs (Coverage) | 56.28% | 865.83% | -809.55% | 21st bottom |
| Texas Ratio | 18.05% | 8.24% | +9.81% | 9th bottom |
| Provision / NCO | 375.00% | 314.18% | +60.82% | 88th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.50% | 17.61% | -7.11% | 24th bottom |
| Equity / Assets | 9.67% | 16.43% | -6.76% | 23rd bottom |
| TCE / Tangible Assets | 9.67% | 16.18% | -6.51% | 24th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.01% | 72.81% | +9.20% | 28th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.54% | 88.21% | +1.33% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.82% | 4.29% | +7.53% | 89th top |
| Loan Growth (Y/Y) | -0.34% | 6.73% | -7.07% | 40th below |
| Deposit Growth (Y/Y) | 11.89% | 3.76% | +8.13% | 89th top |
See Peoples Bank of Deer Lodge's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peoples Bank of Deer Lodge, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank of Deer Lodge profile, how to read a UBPR, or how this data updates.