Peoples Bank of Deer Lodge: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to average assets rose 0.31 percentage points from Q1 2026 to Q2 2026, ending at 9.58% against 9.27%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.50% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $5.4M |
| Tier 1 capital | $5.4M |
| Total risk-based capital | — |
| Total equity capital | $4.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.67% |
| Tangible equity to tangible assets | 9.67% |
| Equity capital to average assets | 9.58% |
| Internal capital growth rate | 9.70% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $600K |
| Common stock surplus | $4.5M |
| Retained earnings | $275K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$472K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.10% | 7.93% | 7.93% |
| Q4 2023 | 9.35% | 8.30% | 8.30% |
| Q1 2024 | 10.29% | 8.80% | 8.80% |
| Q2 2024 | 10.30% | 8.93% | 8.93% |
| Q3 2024 | 10.77% | 9.52% | 9.52% |
| Q4 2024 | 9.97% | 8.40% | 8.40% |
| Q1 2025 | 10.84% | 9.81% | 9.81% |
| Q2 2025 | 11.10% | 9.73% | 9.73% |
| Q3 2025 | 11.20% | 9.08% | 9.08% |
| Q4 2025 | 10.51% | 8.67% | 8.67% |
| Q1 2026 | 10.21% | 9.59% | 9.59% |
| Q2 2026 | 10.50% | 9.67% | 9.67% |
Peoples Bank of Deer Lodge regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of Deer Lodge, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of Deer Lodge profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26941) · FFIEC NIC profile (RSSD 639857)