Peoples Bank of Deer Lodge: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k dropped 17.9% in Q2 2026, from $2.6M to $2.2M. It was the largest change from Q1 2026 among the key lines here. On total deposits, Peoples Bank of Deer Lodge is 2nd from the bottom among 35 Montana banks, $45.8M (Q2 2026). The median for banks in the < $100M asset tier is $53.8M on total deposits. Peoples Bank of Deer Lodge sits 15% lower, at $45.8M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $45.8M |
| Domestic office deposits | $45.8M |
| Foreign office deposits | — |
| Deposits to total assets | 90.12% |
| Deposits to total liabilities | 99.77% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $22.9M |
| Savings deposits | $5.4M |
| Transaction accounts to domestic deposits | 49.97% |
| Time deposits | $22K |
| Time deposits under $100k | $3.1M |
| Time deposits $100k to $250k | $2.2M |
| Time deposits over $250k | $4.8M |
| Noninterest-bearing share of deposits | 36.92% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $41.0M |
| Core deposits to total deposits | 89.54% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.12% |
| Interest expense on deposits | $153K |
| Loans and leases to core deposits | 91.59% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $40.7M | 92.60% | 0.00% | 1.96% |
| Q4 2023 | $41.1M | 97.36% | 0.00% | 2.05% |
| Q1 2024 | $39.5M | 94.92% | 0.00% | 2.33% |
| Q2 2024 | $40.1M | 95.99% | 0.00% | 2.37% |
| Q3 2024 | $39.8M | 95.81% | 0.00% | 3.03% |
| Q4 2024 | $43.8M | 97.51% | 0.00% | 2.25% |
| Q1 2025 | $39.8M | 96.45% | 0.00% | 2.10% |
| Q2 2025 | $40.9M | 95.42% | 0.00% | 2.12% |
| Q3 2025 | $46.5M | 91.35% | 0.00% | 2.09% |
| Q4 2025 | $47.9M | 91.12% | 0.00% | 2.25% |
| Q1 2026 | $45.0M | 90.06% | 0.00% | 2.15% |
| Q2 2026 | $45.8M | 89.54% | 0.00% | 2.12% |
Peoples Bank of Deer Lodge deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of Deer Lodge, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of Deer Lodge profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26941) · FFIEC NIC profile (RSSD 639857)