Piermont Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits dropped 4.63 percentage points in Q2 2026, from 17.48% to 12.85%. It was the largest change from Q1 2026 among the key lines here. Within New York, Piermont Bank is 57th of 105 on loan-to-deposit ratio, 84.03% as of Q2 2026, below the middle of the field. Piermont Bank reported 84.03% on loan-to-deposit ratio for Q2 2026, 3.20 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $92.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $166.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $50.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.90% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.03% |
| Net loans and leases to deposits | 83.31% |
| Loans and leases to core deposits | 85.98% |
| Core deposits to total deposits | 97.65% |
| Brokered deposits to total deposits | 12.85% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.05% | 95.64% | $0 | $45.0M |
| Q4 2023 | 78.91% | 90.87% | $0 | $50.0M |
| Q1 2024 | 71.39% | 90.65% | $0 | $50.0M |
| Q2 2024 | 81.28% | 89.58% | $0 | $50.0M |
| Q3 2024 | 75.46% | 94.60% | $0 | $50.0M |
| Q4 2024 | 76.04% | 93.89% | $0 | $70.0M |
| Q1 2025 | 82.84% | 93.87% | $0 | $50.0M |
| Q2 2025 | 78.82% | 93.35% | $0 | $50.0M |
| Q3 2025 | 77.34% | 92.62% | $0 | $50.0M |
| Q4 2025 | 73.67% | 92.84% | $0 | $50.0M |
| Q1 2026 | 83.44% | 93.65% | $0 | $40.0M |
| Q2 2026 | 84.03% | 97.65% | $0 | $50.0M |
Piermont Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Piermont Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Piermont Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59154) · FFIEC NIC profile (RSSD 5342974)