Piermont Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Piermont Bank of New York, NY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -2.00% | 1.35% | -3.35% | 1st bottom |
| ROAE | -16.75% | 12.06% | -28.81% | 1st bottom |
| Net Interest Margin | 2.38% | 3.90% | -1.52% | 2nd bottom |
| Efficiency Ratio | 151.65% | 63.12% | +88.53% | 1st bottom |
| PPNR / Avg Assets | -1.35% | 1.64% | -2.99% | 1st bottom |
| Yield on Earning Assets | 4.69% | 5.65% | -0.96% | 13th bottom |
| Cost of Funds | 2.67% | 1.85% | +0.82% | 11th bottom |
| Net Interest Spread | 1.54% | 3.35% | -1.81% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.95% | 0.14% | +0.81% | 3rd bottom |
| ACL / Total Loans | 0.87% | 1.28% | -0.41% | 15th bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 147.69% | 1189.83% | -1042.14% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.03% | 20.84% | -9.81% | 9th bottom |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.11% | 20.86% | -3.75% | 64th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.89% | 21.94% | -4.05% | 62nd above |
| Leverage Ratio | 12.70% | 12.46% | +0.24% | 72nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.61% | 11.67% | -0.06% | 67th above |
| TCE / Tangible Assets | 7.20% | 11.40% | -4.20% | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.03% | 78.64% | +5.39% | 43rd below |
| Core Deposit Ratio | 97.65% | 87.09% | +10.56% | 95th top |
| Wholesale Funding Ratio | 9.90% | 5.11% | +4.79% | 14th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.37% | 6.48% | -5.11% | 28th below |
| Loan Growth (Y/Y) | 9.16% | 7.64% | +1.52% | 71st above |
| Deposit Growth (Y/Y) | 2.39% | 6.02% | -3.63% | 38th below |
See Piermont Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Piermont Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Piermont Bank profile, how to read a UBPR, or how this data updates.